List of Best SWP Mutual Funds in India

A Systematic Withdrawal Plan (SWP) is the reverse of a SIP (Systematic Investment Plan). SWP mutual funds allow a systematic withdrawal of your funds instead of a lump sum redemption on maturity. Here are some mutual funds from different categories that have performed well in the last 365 days and have the SWP option.

SWP Mutual Funds

Small-cap

  1. Kotak Small Cap Fund – With an Asset Under Management (AUM) of Rs 4765.5 crores, Kotak Small Cap has shown a 1-year return of 113%. It has delivered a 20% return in the longer five-year and ten-year horizon.
  2. Nippon India Small Cap Fund – Nippon India Small Cap has an AUM of Rs 15353.12 crores. It has given a 105% growth in one year, with a return of 23% in 10 years and 22% in the last five years.

Mid-cap

  1. PGIM India Mid Cap Opportunities Fund – This mutual fund has an AUM of Rs 1952.07 crores. Its return in the last year is 92%. It has been giving a 19% return in the last five years.
  2. Edelweiss Mid Cap Fund – With a one-year return of 80%, Edelweiss is among the better performing mid-caps with the SWP option. It has an AUM of Rs 1486.03 crores. It has given a 20% return in the last ten years, and 18% in the last five years.

Large-cap

  1. Franklin India Bluechip Fund – This SWP fund has an AUM of Rs 6375.36 crores. The one-year return is 61%, while the five- and ten-year returns have been 12% and 13%, respectively.
  2. UTI Mastershare Unit Scheme – This fund has an AUM of Rs 8426.51 crores and a one-year return of 50%. The return in the last five years has been 14%, while in the last ten years it has been 13%.

Others

  1. IDFC Sterling Value Fund – It is a value fund with an AUM of Rs 3732.78 crores. It has had an impressive 98% return in the last year. Besides, it has returned 17% in the last five years, and 16% in the last ten.
  2. Quant Tax Plan – It is an ELSS fund with an AUM of Rs 257.55 crores. A 98% one-year return is backed by a five-year return of 24% and a ten-year return of 17%.
  3. Aditya Birla Sun Life Digital India Fund – This sectoral/thematic fund has an AUM of Rs 1662.22 crores. Its return during one year is 90%, with solid 28% and 21% returns in the last five and ten years.
  4. SBI Contra Fund – This contra fund has an AUM of Rs 2393.84 crores and an annual return of 82% so far. It has given 14% and 13% returns in the last five and ten years, respectively.

Conclusion

Use verified investment apps, such as Tata Capital Moneyfy App, that give you great insights into your mutual funds’ online investment decisions. Whether it is a SIP that you want to start or mutual funds with SWP options, investment apps can truly make your mutual fund investments more user-friendly and success-oriented.

John R. Wright
Social media ninja. Freelance web trailblazer. Extreme problem solver. Music fanatic. Spent several months marketing pubic lice in the financial sector. Spent 2002-2008 supervising the production of ice cream in Africa. Had some great experience developing robotic shrimp in the aftermarket. Spent several years getting my feet wet with puppets in Miami, FL. Was quite successful at supervising the production of corncob pipes worldwide. What gets me going now is working with electric trains in Mexico.